Finance Manager › Clear SMS
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Clear SMS

Privacy-first SMS app with smart inbox, finance dashboard and bill reminders
Version: 0.15.0
Added: 01-09-2026
Updated: 01-09-2026
Clear SMS is an open-source, privacy-first SMS app that automatically organizes your inbox - completely offline, on your device.

Smart inbox

  • Messages are automatically sorted into Important, Promotional, Personal, OTP and Unknown using a transparent, regex-based rules engine - no ML black box, every rule is human-readable JSON you can inspect and edit.

  • 390+ community-maintained rules plus a 715k sender-ID directory.

  • Full-text search with category and time filters, heuristic scam-awareness flagging.



Finance dashboard

  • Debit/credit transactions are extracted from bank SMS into accounts, credit cards and spend summaries with hand-rolled charts.

  • Balance tracking with an optional biometric balance lock.



Bills and alerts

  • Upcoming bills, autopay, insurance and credit-card due dates in one Alerts view.

  • Train and flight journeys, package deliveries with courier and tracking id.



Messaging

  • Full SMS send and receive (default-SMS-app role), MMS send and receive with on-device image compression.

  • Dual-SIM support, message scheduling, drafts, delivery reports, pinned conversations.

  • Recycle bin with 30-day retention, undo for delete and archive, blocked senders and keywords.



OTP handling

  • Big, copyable OTP notifications, optional auto-copy and configurable auto-delete.



Private by design

  • No INTERNET permission - no servers, no telemetry, no analytics, no trackers.

  • No Firebase, no Play Services - pure AOSP compatible.

  • Local backup and restore for messages and settings; your data never leaves your device.

  • The only network activity is the Android system's own MMS transaction with your carrier - inherent to how MMS works.



Material You - dynamic color on Android 12+, light/dark/system themes.

Categorization rules are maintained by the community and bundled into every release. Contribute rules or report gaps at the project repository.

Screenshot of Clear SMS Screenshot of Clear SMS Screenshot of Clear SMS
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