Finance Manager › TU Expense Tracker
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TU Expense Tracker

Private, offline-first expense tracking directly from bank SMS alerts.
Version: 2.5.6
Added: 03-10-2026
Updated: 03-10-2026

TU Expense Tracker is a modern personal finance app designed for simplicity, privacy, and speed.



Instead of manually typing every daily expense or giving third-party apps access to your bank accounts, TU Expense Tracker automatically reads your incoming bank transaction SMS alerts directly on your device.




  • 100% Private & Offline First: Everything stays strictly on your phone in a local SQLite database. No data ever leaves your device.

  • Zero Manual Effort for Routine Purchases: Categorize a store once (e.g., Swiggy → Food), and the app remembers it forever.

  • Smart Multi-Category Splitting: Easily split multi-item receipts across several categories.

  • Beautiful Modern UI: Built with Flutter featuring smooth rounded fintech cards, vibrant category emojis, customizable accent palettes, and a true battery-saving OLED pitch black mode.

  • Automated Bank SMS Ingestion: Reads transactional SMS from major banks and UPI gateways in real time without waking up unnecessary background services.

  • Visual Spending Dashboard: Interactive charts, trend analysis, and multi-month comparison.

  • Fast Search: Search notes and merchant names across your entire ledger with zero lag.

  • 1-Click Spreadsheet Backup: Export your entire financial history to a standard .xlsx workbook viewable directly in Google Sheets or Excel.



Take back control of your finances without sacrificing your privacy!



Feel free to reach out or connect on Instagram: @hardcoree_gamerr



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